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Book An Appointment

Apply today with Koalafi. Previously West Creek Payment Options, we are the same great lending company with even more features to help you get the most for your financial needs. Even if times have been economically hard, you may still qualify for $500-$5,000 to use toward your purchase. Get what your vehicle needs with Koalafi at Cappel's Complete Care Care.

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Good Approval Rates



Koalafi has good approval rates, and there's no credit needed*. Information is cross-checked with data providers and credit bureaus to determine approval and approval amounts. To be eligible, you must be 18 years of age or older, have a current bank account, a debit card and make at least $1,000 per month from a reliable source.

Convenient Application


Getting started with Koalafi is easy and customer friendly. If approved, we'll let you know within a reasonable amount of time, so you're not waiting on us too long.

Even More Great Features



Koalafi is bigger and better than even, which means that we can now offer you some additional services that you are sure to love. Our applications are now 25% shorter than before, and we've integrated e-commerce solutions to help your online checkout experience go even more efficiently. You can also increase your credit limit with a single click. To learn more about these and all our other additional options, visit our website today!

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